Our Mission

Our mission is to make automobile financing available to people who have experienced past credit problems and do not have access to other traditional lenders. In doing so, we are able to help repair our customers’ credit and provide them with the vehicles they need for everyday living. Credit Concepts makes these loans available through the purchase of installment contracts from our dealers or as a direct loan to our customers in the branch. Credit Concepts, strives to provide the best customer service in our industry by being fair, prompt, compassionate, consistent, and understanding.