Important Notice to Customers

Credit Concepts is no longer originating or accepting applications for new loans.

Information for Existing Accounts

Effective October 18, 2025, servicing for applicable Credit Concepts accounts was transferred to Premier Auto Credit.

If your account was transferred, please make future payments according to the instructions provided by Premier Auto Credit. The transfer does not change your interest rate, monthly payment, or other account terms.

Premier Auto Credit Customer Support
818-881-1234

Urgent Account Concerns
818-285-7176

Customers with transferred accounts should also receive a text message with a new Repay link and a welcome package containing payment information.

Charged-Off Accounts

Credit Concepts continues to service and collect certain charged-off accounts. If you have a charged-off account with Credit Concepts and need information about your balance, payments, or account, please contact us:

Credit Concepts
541-342-8545
[email protected]

If you are unsure whether your account is serviced by Credit Concepts or Premier Auto Credit, please contact us for assistance.