Helping Our Community One Loan At a Time


Credit Concepts originally started as a small company from Eugene Oregon in 1997.
Since then, Credit Concepts has been steadily growing and now provides our excellent lending services to customers and dealers in Oregon, Washington, Idaho and Nevada. Our growth is a direct result of our commitment to provide the best possible customer service in every aspect of our business.

We provide our community automobile financing, available through purchasing installment contracts from our dealers. We also provide direct personal loans at our local branches to qualifying applicants. Please use our public resources to learn more about auto financing on AFSA and Kelly Blue Book

Our mission is to contribute a culture of financing that we created in the Pacific Northwest to be compassionate, consistent and committed, to help our local communities to the best of our ability. Credit Concepts takes pride in how team members are determined to support our mission statement everyday and provide excellent service to our customers.