Get Approved & Build Your Credit!
We offer auto loans and personal loans to meet your goals and improve your credit along the way.
Get a Car
Have the freedom to go where you want, when you want.
Build Your Credit
Whether you have no prior credit or you’re recovering from a rough patch, we can help you level up.
Get the Money You Need
Take care of that car repair, cover your education expenses, or take a long overdue vacation.
No Credit? Bad Credit?
Recovering from bankruptcy?
Anyone who’s gone through a financial rough patch knows what it’s like to feel trapped in a debt cycle. You may be making just enough to get by or, like many of us, you may feel over extended on your credit cards and find yourself unable to pay down the balance.
A personal loan or debt consolidation loan could be just what you need to break free from the cycle. However, a recent history of credit problems, or no credit history at all, can make it difficult to secure a loan.
That’s where we come in.
At Credit Concepts, our goal is to help our community members move beyond a history of credit problems and build credit they can be proud of. We offer installment loans and auto financing to help you fulfill your goals and build better credit at the same time. We report your payments to the credit bureaus so you can watch your credit rating improve each time you make a payment.
Our goal is to set you up for success and provide excellent customer service along the way. We work with you to find the best solution to reach your goals and walk you through the process so you know your loan inside and out.
We want everyone in our community to have the same access to opportunity.
No matter what your job or what neighborhood you come from, we believe that everyone deserves to be invested in.
There are plenty of good reasons to secure a loan.
Whether you need a car loan, personal loan consolidation or a little extra cash for a special occasion,
we help you get the financing you need.
Auto Loans
Personal Loans
- Recover from bankruptcy
- Build back credit after a divorce
- Establish new credit
- Pay the bills
- Purchase a car
- Repair a car
- Take a vacation
- Prepare for a wedding or graduation
- Cover medical bills
- Debt consolidation
- Education & back to school expenses
- Holiday Helper
- Tax Time Loan
- Emergency loan
- Personal Property Loan
- Refinance
Satisfied Customers
Just got through paying off my loan. They have been absolutely amazing no one would help me then these guys gave me a chance. The process was surprisingly easy as well. Unlike the issues others claim ive never had anyone be rude to me either. Ill definitely use them again. I have good payment history with them so, I just reapplied as well for another one so hopefully I get it. Looking forward to using them for this. As they have taken great care of me.
Just got through paying off my loan. They have been absolutely amazing no one would help me then these guys gave me a chance. The process was surprisingly easy as well. Unlike the issues others claim ive never had anyone be rude to me either. Ill definitely use them again. I have good payment history with them so, I just reapplied as well for another one so hopefully I get it. Looking forward to using them for this. As they have taken great care of me.
I went through credit concepts. First time car buyer through a dealer ship. No one would except me because I had no credit. But they gave me a chance. Sure the APR was high and I get that. But I was able to pay the car off and plan on going through them again in the future thank you!
Why Choose Credit Concepts
We’re Here for Your Success
We pair you with your own account manager who knows your story and supports your goals.
Pay Easily from Anywhere
We offer payment options online, by text, over the phone and in-person.
Improve your credit
Watch your credit score improve with each payment you make.
We put our money where our community is.
Years
in business
States: Oregon, Nevada, Idaho & Washington
Car
Dealerships